Natural Disaster Risk — ZIP Code 05404

Natural Hazard Profile: ZIP 05404, Vermont

Located along the northeastern Atlantic Seaboard, ZIP 05404 serves the Winooski community. The humid continental climate of this part of Vermont — bringing long, snowy winters and cool summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 05404's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include winter and lightning.

Relative to other U.S. communities, ZIP 05404's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Vermont. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 05404's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.