Natural Disaster Risk — ZIP Code 05753

Natural Hazard Profile: ZIP 05753, Vermont

ZIP 05753 in Middlebury sits along the northeastern Atlantic Seaboard. Its humid continental climate produces long, snowy winters and cool summers, and notably nor'easters and spring flooding from snowmelt. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 05753 carries an overall risk score of 5.2/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to hurricane and landslide.

Within Vermont, ZIP 05753's risk is, near the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Vermont identifies avalanche as the foremost hazard, followed by hurricane and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 05753's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.