Natural Disaster Risk — ZIP Code 10028

Natural Hazard Profile: ZIP 10028, New York

ZIP 10028 in New York sits along the northeastern Atlantic Seaboard. Its humid continental climate produces cold winters, warm summers, and significant regional climate variation, and notably nor'easters and lake-effect snowstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 10028 carries an overall risk score of 7.6/10, placing it in the high category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to wind and cold wave.

Within New York, ZIP 10028's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of New York identifies heat as the foremost hazard, followed by wind and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 10028's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.