🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 10168

New York, New York

7.6out of 10
High Risk

Risk Summary for ZIP 10168

ZIP 10168 scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Strong Wind Cold Wave

All 18 Hazard Scores

Strong Wind
10.0
Extreme Heat
10.0
Winter Weather
9.9
Cold Wave
9.9
Hurricane
9.8
Earthquake
9.7
Coastal Flooding
9.7
Hail
9.5
Lightning
9.5
Tornado
9.1
Ice Storm
9.1
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
3.6
Wildfire
2.1
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 10168
7.6
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 10168, New York

Located along the northeastern Atlantic Seaboard, ZIP 10168 serves the New York community. The humid continental climate of this part of New York β€” bringing cold winters, warm summers, and significant regional climate variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 10168's overall natural disaster risk is rated 7.6/10 (High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include wind and cold wave.

Relative to other U.S. communities, ZIP 10168's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by heat and wind, as measured by FEMA across New York. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 10168 residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 10168: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Risk for the surrounding area

Local Factors for ZIP 10168

These city-level factors differentiate ZIP 10168 from other communities in New York County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

40.7514Β° N, 73.9771Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 10168

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New York

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.