🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 10583

Scarsdale, New York

8.1out of 10
Very High Risk

Risk Summary for ZIP 10583

ZIP 10583 scores 8.1/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Lightning Winter Weather

All 18 Hazard Scores

Strong Wind
9.9
Winter Weather
9.8
Lightning
9.8
Extreme Heat
9.7
Coastal Flooding
9.7
Hurricane
9.6
Earthquake
9.5
Cold Wave
9.5
Landslide
9.4
Ice Storm
9.2
Avalanche
8.7
Tornado
7.6
Wildfire
6.2
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.1
Drought
3.9
Riverine Flooding
1.0

How it compares

ZIP 10583
8.1
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 10583, New York

ZIP 10583 in Scarsdale sits along the northeastern Atlantic Seaboard. Its humid continental climate produces cold winters, warm summers, and significant regional climate variation, and notably nor'easters and lake-effect snowstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 10583 carries an overall risk score of 8.1/10, placing it in the very high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to lightning and winter.

Within New York, ZIP 10583's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of New York identifies wind as the foremost hazard, followed by lightning and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

The very high risk environment in ZIP 10583 warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including wind. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for ZIP 10583: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Risk for the surrounding area

Local Factors for ZIP 10583

These city-level factors differentiate ZIP 10583 from other communities in New York County and provide geographic context for its hazard exposure.

Population

40,207

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

40.9892Β° N, 73.7944Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 10583

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New York

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.