🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 10591

Tarrytown, New York

8.1out of 10
Very High Risk

Risk Summary for ZIP 10591

ZIP 10591 scores 8.1/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Lightning Winter Weather

All 18 Hazard Scores

Strong Wind
9.9
Winter Weather
9.8
Lightning
9.8
Extreme Heat
9.7
Coastal Flooding
9.7
Hurricane
9.6
Earthquake
9.5
Cold Wave
9.5
Landslide
9.4
Ice Storm
9.2
Avalanche
8.7
Tornado
7.6
Wildfire
6.2
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.1
Drought
3.9
Riverine Flooding
1.0

How it compares

ZIP 10591
8.1
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 10591, New York

Located along the northeastern Atlantic Seaboard, ZIP 10591 serves the Tarrytown community. The humid continental climate of this part of New York β€” bringing cold winters, warm summers, and significant regional climate variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 10591's overall natural disaster risk is rated 8.1/10 (Very High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include lightning and winter.

Relative to other U.S. communities, ZIP 10591's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.1/10 state average. The hazard distribution here is led by wind and lightning, as measured by FEMA across New York. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Given ZIP 10591's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for ZIP 10591: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Risk for the surrounding area

Local Factors for ZIP 10591

These city-level factors differentiate ZIP 10591 from other communities in New York County and provide geographic context for its hazard exposure.

Population

23,926

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

41.0844Β° N, 73.8465Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 10591

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New York

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.