🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 11730

East Islip, New York

7.9out of 10
High Risk

Risk Summary for ZIP 11730

ZIP 11730 scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Hurricane

All 18 Hazard Scores

Coastal Flooding
10.0
Winter Weather
9.9
Hurricane
9.8
Strong Wind
9.8
Lightning
9.8
Ice Storm
9.7
Earthquake
9.6
Cold Wave
9.6
Extreme Heat
9.5
Landslide
8.6
Tornado
7.8
Wildfire
7.7
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.5
Avalanche
4.5
Drought
2.6
Riverine Flooding
1.0

How it compares

ZIP 11730
7.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 11730, New York

ZIP 11730 covers part of the East Islip area, along the northeastern Atlantic Seaboard. The surrounding region experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 11730's composite natural disaster risk at 7.9 out of 10 β€” high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for winter and hurricane risk in their preparedness planning.

ZIP 11730's risk score, considerably above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are coastal flood, winter, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 11730 residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 11730: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Risk for the surrounding area

Local Factors for ZIP 11730

These city-level factors differentiate ZIP 11730 from other communities in New York County and provide geographic context for its hazard exposure.

Population

14,247

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

40.7270Β° N, 73.1846Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 11730

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New York

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.