Natural Disaster Risk — ZIP Code 12139

Natural Hazard Profile: ZIP 12139, New York

Located along the northeastern Atlantic Seaboard, ZIP 12139 serves the Piseco community. The humid continental climate of this part of New York — bringing cold winters, warm summers, and significant regional climate variation — directly shapes the hazard exposure for properties in this postal area.

ZIP 12139's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and hurricane.

Relative to other U.S. communities, ZIP 12139's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 6.1/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across New York. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 12139 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — avalanche — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.