🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 12859

Porter Corners, New York

6.3out of 10
High Risk

Risk Summary for ZIP 12859

ZIP 12859 scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Ice Storm

All 18 Hazard Scores

Avalanche
8.7
Hurricane
8.5
Ice Storm
8.2
Lightning
8.1
Earthquake
7.7
Tornado
7.4
Strong Wind
6.8
Extreme Heat
6.5
Landslide
6.5
Cold Wave
6.0
Hail
5.4
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 12859
6.3
New York avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 12859, New York

Located along the northeastern Atlantic Seaboard, ZIP 12859 serves the Porter Corners community. The humid continental climate of this part of New York β€” bringing cold winters, warm summers, and significant regional climate variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 12859's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and ice storm.

Relative to other U.S. communities, ZIP 12859's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across New York. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 12859's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 12859: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 12859

These city-level factors differentiate ZIP 12859 from other communities in New York County and provide geographic context for its hazard exposure.

Population

1,622

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

43.1659Β° N, 73.9057Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 12859

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in New York

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.