Natural Disaster Risk — ZIP Code 13642

Natural Hazard Profile: ZIP 13642, New York

Located along the northeastern Atlantic Seaboard, ZIP 13642 serves the Gouverneur community. The humid continental climate of this part of New York — bringing cold winters, warm summers, and significant regional climate variation — directly shapes the hazard exposure for properties in this postal area.

ZIP 13642's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include ice storm and winter.

Relative to other U.S. communities, ZIP 13642's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by cold wave and ice storm, as measured by FEMA across New York. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 13642 residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.