Natural Disaster Risk — ZIP Code 14125

Natural Hazard Profile: ZIP 14125, New York

Located in the Great Lakes region, ZIP 14125 serves the Oakfield community. The humid continental climate of this part of New York — bringing cold winters, warm summers, and significant regional climate variation — directly shapes the hazard exposure for properties in this postal area.

ZIP 14125's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include ice storm and drought.

Relative to other U.S. communities, ZIP 14125's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by lightning and ice storm, as measured by FEMA across New York. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 14125 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.