Natural Disaster Risk — ZIP Code 14624

Natural Hazard Profile: ZIP 14624, New York

ZIP 14624 in Rochester sits in the Great Lakes region. Its humid continental climate produces cold winters, warm summers, and significant regional climate variation, and notably nor'easters and lake-effect snowstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 14624 carries an overall risk score of 7.3/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to winter and heat.

Within New York, ZIP 14624's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of New York identifies cold wave as the foremost hazard, followed by winter and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 14624's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.