Natural Disaster Risk — ZIP Code 14732

Natural Hazard Profile: ZIP 14732, New York

ZIP 14732 in Ellington sits in the Great Lakes region. Its humid continental climate produces cold winters, warm summers, and significant regional climate variation, and notably nor'easters and lake-effect snowstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 14732 carries an overall risk score of 6.4/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to coastal flood and wind.

Within New York, ZIP 14732's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of New York identifies lightning as the foremost hazard, followed by coastal flood and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 14732's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.