🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 15282

Pittsburgh, Pennsylvania

7.6out of 10
High Risk

Risk Summary for ZIP 15282

ZIP 15282 scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Ice Storm Strong Wind

All 18 Hazard Scores

Cold Wave
9.9
Strong Wind
9.7
Ice Storm
9.7
Extreme Heat
9.5
Winter Weather
9.4
Lightning
9.4
Tornado
9.2
Earthquake
8.9
Landslide
8.9
Avalanche
8.6
Hurricane
8.4
Wildfire
6.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.0
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 15282
7.6
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 15282, Pennsylvania

ZIP 15282 covers part of the Pittsburgh area, in the interior eastern United States. The surrounding region experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 15282's composite natural disaster risk at 7.6 out of 10 β€” high risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for ice storm and wind risk in their preparedness planning.

ZIP 15282's risk score, considerably above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are cold wave, ice storm, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 15282 residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 15282: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Risk for the surrounding area

Local Factors for ZIP 15282

These city-level factors differentiate ZIP 15282 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

5,772

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

40.4360Β° N, 79.9904Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 15282

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.