🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 15341

Holbrook, Pennsylvania

5.2out of 10
Moderate Risk

Risk Summary for ZIP 15341

ZIP 15341 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.2
Avalanche
8.4
Hurricane
7.6
Hail
6.7
Lightning
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.7
Drought
4.7
Tornado
4.3
Strong Wind
4.1
Ice Storm
3.9
Cold Wave
3.5
Wildfire
3.3
Extreme Heat
3.3
Winter Weather
2.5
Riverine Flooding
1.0

How it compares

ZIP 15341
5.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 15341, Pennsylvania

ZIP 15341 in Holbrook sits in the interior eastern United States. Its humid continental climate produces cold winters, warm summers, and four distinct seasons, and notably nor'easter exposure and spring river flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 15341 carries an overall risk score of 5.2/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and hurricane.

Within Pennsylvania, ZIP 15341's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Pennsylvania identifies landslide as the foremost hazard, followed by avalanche and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 15341's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 15341: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Risk for the surrounding area

Local Factors for ZIP 15341

These city-level factors differentiate ZIP 15341 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

664

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

39.8238Β° N, 80.3473Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 15341

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.