🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 15696

Youngstown, Pennsylvania

6.8out of 10
High Risk

Risk Summary for ZIP 15696

ZIP 15696 scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Landslide Strong Wind

All 18 Hazard Scores

Lightning
9.6
Landslide
9.2
Strong Wind
9.1
Avalanche
8.9
Hail
8.8
Hurricane
7.9
Earthquake
7.7
Winter Weather
7.4
Ice Storm
6.9
Extreme Heat
6.5
Tornado
6.1
Wildfire
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.4
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

ZIP 15696
6.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 15696, Pennsylvania

ZIP 15696 covers part of the Youngstown area, in the interior eastern United States. The surrounding region experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 15696's composite natural disaster risk at 6.8 out of 10 β€” high risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for landslide and wind risk in their preparedness planning.

ZIP 15696's risk score, slightly above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, landslide, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 15696's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 15696: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Risk for the surrounding area

Local Factors for ZIP 15696

These city-level factors differentiate ZIP 15696 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

218

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

40.2798Β° N, 79.3659Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 15696

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.