Natural Disaster Risk — ZIP Code 16240

Natural Hazard Profile: ZIP 16240, Pennsylvania

Located in the Great Lakes region, ZIP 16240 serves the Mayport community. The humid continental climate of this part of Pennsylvania — bringing cold winters, warm summers, and four distinct seasons — directly shapes the hazard exposure for properties in this postal area.

ZIP 16240's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include avalanche and winter.

Relative to other U.S. communities, ZIP 16240's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by lightning and avalanche, as measured by FEMA across Pennsylvania. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 16240 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.