Natural Disaster Risk — ZIP Code 16353

Natural Hazard Profile: ZIP 16353, Pennsylvania

ZIP 16353 covers part of the Tionesta area, in the Great Lakes region. The surrounding region experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 16353's composite natural disaster risk at 4.1 out of 10 — moderate risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for avalanche and hurricane risk in their preparedness planning.

ZIP 16353's risk score, considerably below the 5.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, avalanche, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 16353's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.