🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 16443

West Springfield, Pennsylvania

6.4out of 10
High Risk

Risk Summary for ZIP 16443

ZIP 16443 scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Winter Weather Strong Wind

All 18 Hazard Scores

Winter Weather
9.6
Lightning
9.6
Strong Wind
9.5
Coastal Flooding
9.1
Hurricane
8.1
Ice Storm
7.5
Tornado
7.1
Earthquake
6.5
Hail
5.8
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Extreme Heat
4.9
Cold Wave
4.7
Wildfire
4.5
Avalanche
4.5
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 16443
6.4
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 16443, Pennsylvania

ZIP 16443 covers part of the West Springfield area, in the Great Lakes region. The surrounding region experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 16443's composite natural disaster risk at 6.4 out of 10 β€” high risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for winter and wind risk in their preparedness planning.

ZIP 16443's risk score, slightly above the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, winter, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 16443 residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 16443: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Risk for the surrounding area

Local Factors for ZIP 16443

These city-level factors differentiate ZIP 16443 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

1,196

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

41.9374Β° N, 80.4783Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 16443

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.