🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 17002

Allensville, Pennsylvania

5.2out of 10
Moderate Risk

Risk Summary for ZIP 17002

ZIP 17002 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Strong Wind Landslide

All 18 Hazard Scores

Avalanche
9.3
Strong Wind
9.1
Landslide
9.0
Hurricane
8.1
Winter Weather
7.9
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Lightning
4.3
Extreme Heat
3.8
Tornado
3.6
Wildfire
3.3
Hail
3.0
Ice Storm
2.5
Cold Wave
2.0
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 17002
5.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 17002, Pennsylvania

Located in the interior eastern United States, ZIP 17002 serves the Allensville community. The humid continental climate of this part of Pennsylvania β€” bringing cold winters, warm summers, and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 17002's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wind and landslide.

Relative to other U.S. communities, ZIP 17002's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by avalanche and wind, as measured by FEMA across Pennsylvania. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 17002's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 17002: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 17002

These city-level factors differentiate ZIP 17002 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

451

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

40.4646Β° N, 77.8676Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 17002

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.