🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 17827

Freeburg, Pennsylvania

5.2out of 10
Moderate Risk

Risk Summary for ZIP 17827

ZIP 17827 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Avalanche Winter Weather

All 18 Hazard Scores

Hurricane
8.5
Avalanche
8.4
Winter Weather
8.2
Landslide
8.1
Strong Wind
7.0
Earthquake
5.5
Tsunami
5.4
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.8
Tornado
4.5
Cold Wave
3.2
Ice Storm
3.2
Wildfire
2.8
Hail
2.3
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 17827
5.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 17827, Pennsylvania

Located in the interior eastern United States, ZIP 17827 serves the Freeburg community. The humid continental climate of this part of Pennsylvania β€” bringing cold winters, warm summers, and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 17827's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include avalanche and winter.

Relative to other U.S. communities, ZIP 17827's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by hurricane and avalanche, as measured by FEMA across Pennsylvania. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 17827 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for ZIP 17827: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 17827

These city-level factors differentiate ZIP 17827 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

877

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

40.7548Β° N, 76.9613Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 17827

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.