🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 17856

New Columbia, Pennsylvania

5.2out of 10
Moderate Risk

Risk Summary for ZIP 17856

ZIP 17856 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Strong Wind Hurricane

All 18 Hazard Scores

Avalanche
8.7
Strong Wind
8.5
Hurricane
8.3
Winter Weather
8.2
Landslide
6.9
Lightning
5.9
Tsunami
5.4
Extreme Heat
5.2
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.2
Ice Storm
3.3
Cold Wave
3.1
Wildfire
2.2
Hail
2.1
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 17856
5.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 17856, Pennsylvania

ZIP 17856 covers part of the New Columbia area, in the Great Lakes region. The surrounding region experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 17856's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for wind and hurricane risk in their preparedness planning.

ZIP 17856's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, wind, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 17856 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 17856: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Risk for the surrounding area

Local Factors for ZIP 17856

These city-level factors differentiate ZIP 17856 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

3,167

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

41.0564Β° N, 76.9722Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 17856

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.