🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 18634

Nanticoke, Pennsylvania

7.5out of 10
High Risk

Risk Summary for ZIP 18634

ZIP 18634 scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Lightning Cold Wave

All 18 Hazard Scores

Winter Weather
9.8
Lightning
9.6
Cold Wave
9.5
Extreme Heat
9.2
Avalanche
9.2
Hurricane
8.9
Earthquake
8.6
Ice Storm
8.5
Tornado
8.4
Strong Wind
8.1
Landslide
8.0
Wildfire
5.9
Hail
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 18634
7.5
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 18634, Pennsylvania

Located in the Great Lakes region, ZIP 18634 serves the Nanticoke community. The humid continental climate of this part of Pennsylvania β€” bringing cold winters, warm summers, and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 18634's overall natural disaster risk is rated 7.5/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include lightning and cold wave.

Relative to other U.S. communities, ZIP 18634's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.9/10 state average. The hazard distribution here is led by winter and lightning, as measured by FEMA across Pennsylvania. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 18634 residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 18634: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Risk for the surrounding area

Local Factors for ZIP 18634

These city-level factors differentiate ZIP 18634 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

13,785

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

41.1898Β° N, 76.0218Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 18634

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.