🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 18970

Trumbauersville, Pennsylvania

8.2out of 10
Very High Risk

Risk Summary for ZIP 18970

ZIP 18970 scores 8.2/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Winter Weather Extreme Heat

All 18 Hazard Scores

Winter Weather
9.9
Ice Storm
9.9
Extreme Heat
9.6
Earthquake
9.5
Strong Wind
9.5
Coastal Flooding
9.5
Tornado
9.3
Lightning
9.3
Hurricane
9.2
Cold Wave
9.2
Avalanche
8.5
Drought
8.0
Landslide
6.2
Wildfire
6.1
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.8
Riverine Flooding
1.0

How it compares

ZIP 18970
8.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 18970, Pennsylvania

Located along the northeastern Atlantic Seaboard, ZIP 18970 serves the Trumbauersville community. The humid continental climate of this part of Pennsylvania β€” bringing cold winters, warm summers, and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 18970's overall natural disaster risk is rated 8.2/10 (Very High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include winter and heat.

Relative to other U.S. communities, ZIP 18970's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.9/10 state average. The hazard distribution here is led by ice storm and winter, as measured by FEMA across Pennsylvania. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

The very high risk environment in ZIP 18970 warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including ice storm. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for ZIP 18970: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Risk for the surrounding area

Local Factors for ZIP 18970

These city-level factors differentiate ZIP 18970 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

553

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

40.4121Β° N, 75.3813Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 18970

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.