🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 19536

Lyon Station, Pennsylvania

8.2out of 10
Very High Risk

Risk Summary for ZIP 19536

ZIP 19536 scores 8.2/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Strong Wind Lightning

All 18 Hazard Scores

Winter Weather
9.9
Strong Wind
9.8
Lightning
9.6
Hurricane
9.5
Extreme Heat
9.5
Cold Wave
9.4
Drought
9.3
Landslide
9.3
Earthquake
9.2
Tornado
9.2
Avalanche
8.7
Ice Storm
8.1
Hail
7.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.6
Riverine Flooding
1.0

How it compares

ZIP 19536
8.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 19536, Pennsylvania

ZIP 19536 covers part of the Lyon Station area, along the northeastern Atlantic Seaboard. The surrounding region experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 19536's composite natural disaster risk at 8.2 out of 10 β€” very high risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for wind and lightning risk in their preparedness planning.

ZIP 19536's risk score, considerably above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are winter, wind, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Given ZIP 19536's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for ZIP 19536: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Risk for the surrounding area

Local Factors for ZIP 19536

These city-level factors differentiate ZIP 19536 from other communities in Pennsylvania County and provide geographic context for its hazard exposure.

Population

466

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

40.4807Β° N, 75.7589Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 19536

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.