🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 20171

Herndon, Virginia

7.7out of 10
High Risk

Risk Summary for ZIP 20171

ZIP 20171 scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Winter Weather Extreme Heat

All 18 Hazard Scores

Winter Weather
9.8
Lightning
9.8
Extreme Heat
9.7
Strong Wind
9.6
Hail
9.6
Hurricane
9.5
Earthquake
9.4
Coastal Flooding
9.3
Cold Wave
8.5
Ice Storm
8.5
Landslide
7.6
Tornado
6.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
4.2
Drought
4.2
Riverine Flooding
1.0

How it compares

ZIP 20171
7.7
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 20171, Virginia

ZIP 20171 in Herndon sits along the mid-Atlantic coast. Its humid subtropical climate produces hot, humid summers and four distinct seasons, and notably hurricane and nor'easter exposure. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 20171 carries an overall risk score of 7.7/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to winter and heat.

Within Virginia, ZIP 20171's risk is, considerably above the 5.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Virginia identifies lightning as the foremost hazard, followed by winter and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 20171's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 20171: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Risk for the surrounding area

Local Factors for ZIP 20171

These city-level factors differentiate ZIP 20171 from other communities in Virginia County and provide geographic context for its hazard exposure.

Population

51,286

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.2/10

Coordinates

38.9246Β° N, 77.3982Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 20171

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.