🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 22810

Basye, Virginia

6.0out of 10
High Risk

Risk Summary for ZIP 22810

ZIP 22810 scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
9.1
Hurricane
8.7
Landslide
8.7
Strong Wind
8.0
Wildfire
6.8
Drought
6.4
Earthquake
6.2
Hail
6.1
Winter Weather
5.7
Tsunami
5.4
Extreme Heat
5.3
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
3.8
Tornado
3.6
Ice Storm
3.2
Riverine Flooding
1.0

How it compares

ZIP 22810
6.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 22810, Virginia

Located along the mid-Atlantic coast, ZIP 22810 serves the Basye community. The humid subtropical climate of this part of Virginia β€” bringing hot, humid summers and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 22810's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and landslide.

Relative to other U.S. communities, ZIP 22810's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 22810's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 22810: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 22810

These city-level factors differentiate ZIP 22810 from other communities in Virginia County and provide geographic context for its hazard exposure.

Population

532

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

38.8447Β° N, 78.7855Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 22810

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.