🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 23454

Virginia Beach, Virginia

6.0out of 10
High Risk

Risk Summary for ZIP 23454

ZIP 23454 scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Extreme Heat Hurricane

All 18 Hazard Scores

Coastal Flooding
9.5
Hurricane
9.3
Extreme Heat
9.3
Lightning
8.8
Earthquake
7.2
Tornado
7.1
Cold Wave
6.2
Wildfire
6.1
Hail
6.0
Tsunami
5.4
Ice Storm
5.2
Volcanic Activity
5.1
Winter Weather
4.5
Avalanche
4.5
Drought
3.2
Landslide
2.6
Strong Wind
2.5
Riverine Flooding
1.0

How it compares

ZIP 23454
6.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 23454, Virginia

ZIP 23454 covers part of the Virginia Beach area, along the mid-Atlantic coast. The surrounding region experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 23454's composite natural disaster risk at 6.0 out of 10 β€” high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for heat and hurricane risk in their preparedness planning.

ZIP 23454's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are coastal flood, heat, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 23454 residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 23454: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Risk for the surrounding area

Local Factors for ZIP 23454

These city-level factors differentiate ZIP 23454 from other communities in Virginia County and provide geographic context for its hazard exposure.

Population

58,178

Urban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

36.8322Β° N, 76.0262Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 23454

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.