🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 23847

Emporia, Virginia

4.6out of 10
Moderate Risk

Risk Summary for ZIP 23847

ZIP 23847 scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Avalanche

All 18 Hazard Scores

Drought
9.3
Hurricane
8.6
Avalanche
8.5
Winter Weather
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.8
Extreme Heat
4.8
Ice Storm
4.1
Tornado
3.0
Hail
3.0
Lightning
2.8
Cold Wave
2.8
Strong Wind
2.6
Wildfire
2.3
Landslide
1.6
Riverine Flooding
1.0

How it compares

ZIP 23847
4.6
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 23847, Virginia

ZIP 23847 covers part of the Emporia area, along the mid-Atlantic coast. The surrounding region experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 23847's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for hurricane and avalanche risk in their preparedness planning.

ZIP 23847's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are drought, hurricane, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 23847's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 23847: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Risk for the surrounding area

Local Factors for ZIP 23847

These city-level factors differentiate ZIP 23847 from other communities in Virginia County and provide geographic context for its hazard exposure.

Population

12,956

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

36.6680Β° N, 77.5497Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 23847

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.