🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 24055

Bassett, Virginia

6.3out of 10
High Risk

Risk Summary for ZIP 24055

ZIP 24055 scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hurricane Avalanche

All 18 Hazard Scores

Landslide
8.8
Hurricane
8.3
Avalanche
8.2
Ice Storm
7.9
Earthquake
7.2
Drought
7.2
Strong Wind
6.9
Cold Wave
6.5
Lightning
6.2
Winter Weather
5.9
Hail
5.6
Tsunami
5.4
Tornado
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Wildfire
3.2
Riverine Flooding
1.0

How it compares

ZIP 24055
6.3
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 24055, Virginia

Located along the mid-Atlantic coast, ZIP 24055 serves the Bassett community. The humid subtropical climate of this part of Virginia β€” bringing hot, humid summers and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 24055's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include hurricane and avalanche.

Relative to other U.S. communities, ZIP 24055's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by landslide and hurricane, as measured by FEMA across Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 24055 residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 24055: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Risk for the surrounding area

Local Factors for ZIP 24055

These city-level factors differentiate ZIP 24055 from other communities in Virginia County and provide geographic context for its hazard exposure.

Population

11,814

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

36.7633Β° N, 79.9974Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 24055

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.