🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 24439

Goshen, Virginia

5.3out of 10
Moderate Risk

Risk Summary for ZIP 24439

ZIP 24439 scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.5
Landslide
9.3
Hurricane
7.9
Lightning
7.9
Wildfire
6.4
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Strong Wind
4.8
Earthquake
4.6
Winter Weather
4.4
Cold Wave
4.2
Hail
3.7
Ice Storm
2.9
Tornado
2.6
Extreme Heat
2.2
Riverine Flooding
1.0

How it compares

ZIP 24439
5.3
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 24439, Virginia

Located along the mid-Atlantic coast, ZIP 24439 serves the Goshen community. The humid subtropical climate of this part of Virginia β€” bringing hot, humid summers and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 24439's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and hurricane.

Relative to other U.S. communities, ZIP 24439's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 24439's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 24439: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 24439

These city-level factors differentiate ZIP 24439 from other communities in Virginia County and provide geographic context for its hazard exposure.

Population

1,124

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

38.0115Β° N, 79.4736Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 24439

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.