Natural Disaster Risk — ZIP Code 27922

Natural Hazard Profile: ZIP 27922, North Carolina

Located along the mid-Atlantic coast, ZIP 27922 serves the Cofield community. The humid subtropical climate of this part of North Carolina — bringing hot, humid summers and four distinct seasons — directly shapes the hazard exposure for properties in this postal area.

ZIP 27922's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and drought.

Relative to other U.S. communities, ZIP 27922's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across North Carolina. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 27922's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.