🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 29046

Elliott, South Carolina

5.4out of 10
Moderate Risk

Risk Summary for ZIP 29046

ZIP 29046 scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Earthquake Tornado

All 18 Hazard Scores

Hurricane
9.0
Earthquake
7.6
Tornado
6.5
Strong Wind
6.4
Wildfire
6.3
Drought
5.5
Extreme Heat
5.4
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.4
Winter Weather
2.9
Landslide
2.3
Riverine Flooding
1.0

How it compares

ZIP 29046
5.4
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 29046, South Carolina

ZIP 29046 covers part of the Elliott area, near the Atlantic Coast of the southeastern United States. The surrounding region experiences hot, humid summers and mild winters, with an active hurricane season with direct storm threat to the coastline shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 29046's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for earthquake and tornado risk in their preparedness planning.

ZIP 29046's risk score, slightly below the 6.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hurricane, earthquake, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 29046 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for ZIP 29046: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Risk for the surrounding area

Local Factors for ZIP 29046

These city-level factors differentiate ZIP 29046 from other communities in South Carolina County and provide geographic context for its hazard exposure.

Population

22

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 34.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.3/10

Coordinates

34.1125Β° N, 80.1613Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 29046

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.