Natural Disaster Risk β ZIP Code 29582
North Myrtle Beach, South Carolina
Risk Summary for ZIP 29582
ZIP 29582 scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 29582, South Carolina
ZIP 29582 in North Myrtle Beach sits near the Atlantic Coast of the southeastern United States. Its humid subtropical climate produces hot, humid summers and mild winters, and notably an active hurricane season with direct storm threat to the coastline. These conditions define the natural disaster environment for households across this ZIP code.
According to FEMA's National Risk Index, ZIP 29582 carries an overall risk score of 7.9/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. The area also faces notable exposure to coastal flood and tornado.
Within South Carolina, ZIP 29582's risk is, slightly above the 6.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of South Carolina identifies hurricane as the foremost hazard, followed by coastal flood and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a high natural disaster risk rating, ZIP 29582 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for ZIP 29582: Hurricane preparedness
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
Risk for the surrounding area
Local Factors for ZIP 29582
These city-level factors differentiate ZIP 29582 from other communities in South Carolina County and provide geographic context for its hazard exposure.
Population
20,158
SuburbanGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Mild Temperate
Latitude 33.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.1/10
Coordinates
33.8342Β° N, 78.6605Β° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 29582
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in South Carolina
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1β10 across all US counties. This information is for general awareness only β consult official emergency management resources and a licensed insurer for property-specific advice.