Natural Disaster Risk — ZIP Code 29821
Clarks Hill, South Carolina
Risk Summary for ZIP 29821
ZIP 29821 scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 29821, South Carolina
Located in the interior eastern United States, ZIP 29821 serves the Clarks Hill community. The humid subtropical climate of this part of South Carolina — bringing hot, humid summers and mild winters — directly shapes the hazard exposure for properties in this postal area.
ZIP 29821's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include ice storm and earthquake.
Relative to other U.S. communities, ZIP 29821's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.6/10 state average. The hazard distribution here is led by hurricane and ice storm, as measured by FEMA across South Carolina. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 29821's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.
What this means for ZIP 29821: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Risk for the surrounding area
Local Factors for ZIP 29821
These city-level factors differentiate ZIP 29821 from other communities in South Carolina County and provide geographic context for its hazard exposure.
Population
1,141
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 33.6°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.3/10
Coordinates
33.6424° N, 82.1167° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 29821
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in South Carolina
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.