🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 32824

Orlando, Florida

7.0out of 10
High Risk

Risk Summary for ZIP 32824

ZIP 32824 scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Strong Wind Cold Wave

All 18 Hazard Scores

Strong Wind
10.0
Lightning
10.0
Tornado
9.9
Hurricane
9.9
Cold Wave
9.9
Wildfire
9.8
Hail
9.8
Extreme Heat
9.5
Earthquake
7.8
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.3
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

ZIP 32824
7.0
Florida avg.
5.7
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 32824, Florida

Located near the Atlantic Coast of the southeastern United States, ZIP 32824 serves the Orlando community. The tropical climate of this part of Florida β€” bringing warm temperatures year-round and high humidity β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 32824's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include wind and cold wave.

Relative to other U.S. communities, ZIP 32824's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.7/10 state average. The hazard distribution here is led by lightning and wind, as measured by FEMA across Florida. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 32824's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 32824: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Risk for the surrounding area

Local Factors for ZIP 32824

These city-level factors differentiate ZIP 32824 from other communities in Florida County and provide geographic context for its hazard exposure.

Population

58,368

Urban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 28.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.8/10

Coordinates

28.3899Β° N, 81.3447Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 32824

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Florida

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.