🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 33578

Riverview, Florida

7.5out of 10
High Risk

Risk Summary for ZIP 33578

ZIP 33578 scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Lightning

All 18 Hazard Scores

Tornado
10.0
Hurricane
10.0
Lightning
10.0
Cold Wave
10.0
Coastal Flooding
9.9
Hail
9.8
Extreme Heat
9.7
Wildfire
9.6
Drought
8.5
Strong Wind
8.4
Earthquake
7.2
Landslide
6.9
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

ZIP 33578
7.5
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 33578, Florida

ZIP 33578 in Riverview sits in the Deep South. Its tropical climate produces warm temperatures year-round and high humidity, and notably a June–November hurricane season that defines the risk landscape. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 33578 carries an overall risk score of 7.5/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hurricane and lightning.

Within Florida, ZIP 33578's risk is, considerably above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Florida identifies cold wave as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 33578 residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 33578: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Risk for the surrounding area

Local Factors for ZIP 33578

These city-level factors differentiate ZIP 33578 from other communities in Florida County and provide geographic context for its hazard exposure.

Population

60,651

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 27.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.6/10

Coordinates

27.8619Β° N, 82.3478Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 33578

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Florida

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.