🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 34139

Everglades City, Florida

6.6out of 10
High Risk

Risk Summary for ZIP 34139

ZIP 34139 scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Cold Wave

All 18 Hazard Scores

Hurricane
10.0
Lightning
9.9
Coastal Flooding
9.9
Cold Wave
9.9
Wildfire
9.7
Extreme Heat
9.5
Tornado
7.9
Landslide
7.3
Drought
6.9
Strong Wind
5.8
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.6
Avalanche
4.5
Hail
3.0
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

ZIP 34139
6.6
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 34139, Florida

ZIP 34139 in Everglades City sits near the Atlantic Coast of the southeastern United States. Its tropical climate produces warm temperatures year-round and high humidity, and notably a June–November hurricane season that defines the risk landscape. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 34139 carries an overall risk score of 6.6/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and cold wave.

Within Florida, ZIP 34139's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Florida identifies hurricane as the foremost hazard, followed by coastal flood and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 34139 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 34139: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Risk for the surrounding area

Local Factors for ZIP 34139

These city-level factors differentiate ZIP 34139 from other communities in Florida County and provide geographic context for its hazard exposure.

Population

243

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Tropical / Subtropical

Latitude 25.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

25.8545Β° N, 81.3825Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 34139

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Florida

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.