🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 35147

Sterrett, Alabama

7.1out of 10
High Risk

Risk Summary for ZIP 35147

ZIP 35147 scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Landslide Lightning

All 18 Hazard Scores

Tornado
9.8
Landslide
9.4
Lightning
9.3
Extreme Heat
9.0
Cold Wave
8.8
Earthquake
8.6
Strong Wind
8.1
Wildfire
7.8
Hurricane
7.7
Ice Storm
7.0
Hail
6.1
Drought
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.8
Riverine Flooding
1.0

How it compares

ZIP 35147
7.1
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 35147, Alabama

ZIP 35147 in Sterrett sits in the interior eastern United States. Its humid subtropical climate produces hot, humid summers and mild winters typical of the Deep South, and notably an active spring tornado season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 35147 carries an overall risk score of 7.1/10, placing it in the high category. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. The area also faces notable exposure to landslide and lightning.

Within Alabama, ZIP 35147's risk is, slightly above the 6.0/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Alabama identifies tornado as the foremost hazard, followed by landslide and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 35147 residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 35147: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Risk for the surrounding area

Local Factors for ZIP 35147

These city-level factors differentiate ZIP 35147 from other communities in Alabama County and provide geographic context for its hazard exposure.

Population

6,897

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

33.4123Β° N, 86.5316Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 35147

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.