Natural Disaster Risk — ZIP Code 36256
Daviston, Alabama
Risk Summary for ZIP 36256
ZIP 36256 scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 36256, Alabama
Located in the interior eastern United States, ZIP 36256 serves the Daviston community. The humid subtropical climate of this part of Alabama — bringing hot, humid summers and mild winters typical of the Deep South — directly shapes the hazard exposure for properties in this postal area.
ZIP 36256's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include hurricane and wildfire.
Relative to other U.S. communities, ZIP 36256's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.0/10 state average. The hazard distribution here is led by heat and hurricane, as measured by FEMA across Alabama. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 36256's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.
What this means for ZIP 36256: Extreme Heat preparedness
- Check on elderly neighbors and never leave children or pets in parked vehicles.
- Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
- Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
Risk for the surrounding area
Local Factors for ZIP 36256
These city-level factors differentiate ZIP 36256 from other communities in Alabama County and provide geographic context for its hazard exposure.
Population
1,515
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 33.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 7.8/10
Coordinates
33.0418° N, 85.7078° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 36256
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.