🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 37057

Dixon Springs, Tennessee

3.7out of 10
Low Risk

Risk Summary for ZIP 37057

ZIP 37057 scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Avalanche
4.5
Cold Wave
4.3
Tornado
4.1
Hurricane
3.8
Ice Storm
3.8
Strong Wind
3.7
Landslide
3.5
Winter Weather
3.2
Drought
3.0
Extreme Heat
3.0
Hail
2.7
Lightning
2.3
Wildfire
1.5
Riverine Flooding
1.0

How it compares

ZIP 37057
3.7
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 37057, Tennessee

Located in the interior eastern United States, ZIP 37057 serves the Dixon Springs community. The humid subtropical climate of this part of Tennessee β€” bringing hot summers, mild winters, and transitional weather patterns β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 37057's overall natural disaster risk is rated 3.7/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and coastal flood.

Relative to other U.S. communities, ZIP 37057's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.8/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Tennessee. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 37057 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 37057: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Risk for the surrounding area

Local Factors for ZIP 37057

These city-level factors differentiate ZIP 37057 from other communities in Tennessee County and provide geographic context for its hazard exposure.

Population

1,016

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

36.4047Β° N, 86.0273Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 37057

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.