Natural Disaster Risk — ZIP Code 37115

Natural Hazard Profile: ZIP 37115, Tennessee

ZIP 37115 in Madison sits in the interior eastern United States. Its humid subtropical climate produces hot summers, mild winters, and transitional weather patterns, and notably tornado risk in both spring and fall. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 37115 carries an overall risk score of 7.3/10, placing it in the high category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to tornado and wind.

Within Tennessee, ZIP 37115's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Tennessee identifies earthquake as the foremost hazard, followed by tornado and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 37115's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.