Natural Disaster Risk — ZIP Code 38579

Natural Hazard Profile: ZIP 38579, Tennessee

ZIP 38579 in Quebeck sits in the interior eastern United States. Its humid subtropical climate produces hot summers, mild winters, and transitional weather patterns, and notably tornado risk in both spring and fall. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 38579 carries an overall risk score of 5.6/10, placing it in the moderate category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to cold wave and earthquake.

Within Tennessee, ZIP 38579's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Tennessee identifies winter as the foremost hazard, followed by cold wave and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 38579's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.