🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 41612

Bypro, Kentucky

6.3out of 10
High Risk

Risk Summary for ZIP 41612

ZIP 41612 scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Landslide
9.2
Avalanche
9.2
Wildfire
8.8
Winter Weather
8.1
Strong Wind
7.5
Hail
7.3
Earthquake
6.9
Hurricane
6.7
Extreme Heat
6.4
Lightning
6.2
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.4
Ice Storm
4.1
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 41612
6.3
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 41612, Kentucky

ZIP 41612 in Bypro sits in the interior eastern United States. Its humid subtropical climate produces hot, humid summers and cold winters with ice storm risk, and notably recurring winter ice storm events. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 41612 carries an overall risk score of 6.3/10, placing it in the high category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and wildfire.

Within Kentucky, ZIP 41612's risk is, slightly above the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Kentucky identifies avalanche as the foremost hazard, followed by landslide and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 41612 residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 41612: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 41612

These city-level factors differentiate ZIP 41612 from other communities in Kentucky County and provide geographic context for its hazard exposure.

Population

71

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

37.3545Β° N, 82.7223Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 41612

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.