🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 41754

Krypton, Kentucky

5.7out of 10
Moderate Risk

Risk Summary for ZIP 41754

ZIP 41754 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.3
Avalanche
9.1
Wildfire
8.1
Winter Weather
7.1
Hurricane
6.3
Strong Wind
6.1
Cold Wave
5.9
Hail
5.7
Earthquake
5.6
Lightning
5.5
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Tornado
4.2
Ice Storm
2.7
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 41754
5.7
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 41754, Kentucky

ZIP 41754 covers part of the Krypton area, in the interior eastern United States. The surrounding region experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 41754's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and wildfire risk in their preparedness planning.

ZIP 41754's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, avalanche, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 41754 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for ZIP 41754: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Risk for the surrounding area

Local Factors for ZIP 41754

These city-level factors differentiate ZIP 41754 from other communities in Kentucky County and provide geographic context for its hazard exposure.

Population

800

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

37.3002Β° N, 83.3246Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 41754

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.