🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 42519

Burnside, Kentucky

7.3out of 10
High Risk

Risk Summary for ZIP 42519

ZIP 42519 scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hail Cold Wave

All 18 Hazard Scores

Winter Weather
9.5
Hail
9.1
Cold Wave
9.0
Strong Wind
8.8
Earthquake
8.6
Tornado
8.5
Avalanche
8.3
Lightning
8.1
Hurricane
7.1
Extreme Heat
7.1
Wildfire
6.9
Landslide
6.9
Ice Storm
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.6
Riverine Flooding
1.0

How it compares

ZIP 42519
7.3
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 42519, Kentucky

ZIP 42519 covers part of the Burnside area, in the interior eastern United States. The surrounding region experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 42519's composite natural disaster risk at 7.3 out of 10 β€” high risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for hail and cold wave risk in their preparedness planning.

ZIP 42519's risk score, considerably above the 5.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are winter, hail, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 42519's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 42519: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Risk for the surrounding area

Local Factors for ZIP 42519

These city-level factors differentiate ZIP 42519 from other communities in Kentucky County and provide geographic context for its hazard exposure.

Population

2,756

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

36.9393Β° N, 84.5357Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 42519

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.