🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 43142

Milledgeville, Ohio

5.0out of 10
Moderate Risk

Risk Summary for ZIP 43142

ZIP 43142 scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Earthquake

All 18 Hazard Scores

Ice Storm
7.2
Drought
7.0
Earthquake
6.3
Hail
5.6
Hurricane
5.5
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Tornado
5.0
Lightning
4.9
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Strong Wind
4.2
Winter Weather
4.1
Cold Wave
3.2
Wildfire
1.7
Riverine Flooding
1.0

How it compares

ZIP 43142
5.0
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 43142, Ohio

ZIP 43142 in Milledgeville sits in the interior eastern United States. Its humid continental climate produces cold winters with lake-effect snow in the north and warm, humid summers, and notably spring tornado risk and winter ice storms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 43142 carries an overall risk score of 5.0/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to drought and earthquake.

Within Ohio, ZIP 43142's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Ohio identifies ice storm as the foremost hazard, followed by drought and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 43142's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 43142: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Risk for the surrounding area

Local Factors for ZIP 43142

These city-level factors differentiate ZIP 43142 from other communities in Ohio County and provide geographic context for its hazard exposure.

Population

107

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

39.5929Β° N, 83.5878Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 43142

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.