Natural Disaster Risk — ZIP Code 44820

Natural Hazard Profile: ZIP 44820, Ohio

ZIP 44820 covers part of the Bucyrus area, in the interior eastern United States. The surrounding region experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 44820's composite natural disaster risk at 5.1 out of 10 — moderate risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for hail and winter risk in their preparedness planning.

ZIP 44820's risk score, slightly below the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are ice storm, hail, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 44820's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.