Natural Disaster Risk — ZIP Code 45724

Natural Hazard Profile: ZIP 45724, Ohio

Located in the interior eastern United States, ZIP 45724 serves the Cutler community. The humid continental climate of this part of Ohio — bringing cold winters with lake-effect snow in the north and warm, humid summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 45724's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include ice storm and hurricane.

Relative to other U.S. communities, ZIP 45724's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by landslide and ice storm, as measured by FEMA across Ohio. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 45724's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.