🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 45741

Langsville, Ohio

5.0out of 10
Moderate Risk

Risk Summary for ZIP 45741

ZIP 45741 scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Ice Storm Extreme Heat

All 18 Hazard Scores

Landslide
9.0
Ice Storm
7.9
Extreme Heat
7.1
Hurricane
7.0
Drought
5.6
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.8
Avalanche
4.5
Strong Wind
4.0
Tornado
3.5
Hail
3.4
Winter Weather
2.9
Cold Wave
2.8
Wildfire
2.0
Riverine Flooding
1.0

How it compares

ZIP 45741
5.0
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 45741, Ohio

ZIP 45741 covers part of the Langsville area, in the interior eastern United States. The surrounding region experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 45741's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for ice storm and heat risk in their preparedness planning.

ZIP 45741's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, ice storm, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 45741 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for ZIP 45741: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Risk for the surrounding area

Local Factors for ZIP 45741

These city-level factors differentiate ZIP 45741 from other communities in Ohio County and provide geographic context for its hazard exposure.

Population

940

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

39.0665Β° N, 82.2527Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 45741

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.